A Hybrid Future?

Life Company Funding

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The nature of the life insurance business has changed beyond recognition over recent years and nowhere has it changed further or faster than in the UK. Regulatory requirements have brought life insurers into step with bank-style funding procedures while the mix of business they conduct has changed, removing a significant source of funding.

The backdrop for many of these changes is one that is welcomed by the life insurance sector: growth. Meanwhile, requirements to disclose fee schedules and

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