A complex world


Products tied to declining equity markets have, of course, suffered, but fewinvestors can complain about that – if they understood the risks involved.Others, such as Banca Monte dei Paschi di Siena’s 4 You deal, were structuredin a way that made it highly unlikely they would ever do well. As investor groupshave come to realise this, they’ve pressed the distributors for refunds.Sophisticated regulators such as Italy’s Consob are taking a closer lookat the market overall (viewarticle).


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