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The current atmosphere on the streets of the financial districts of New York must be akin to that felt contemplating the disaster zone left the morning after a particularly raucous party. Distributors who indulged in the attractive product terms that Lehman Brothers could offer are now suffering from the worst hangovers. Those who were smart enough to realise that the deals were too good to be true are now feeling unreservedly smug. "They were offering attractive pricing and the industry knew it

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