Credit is the key in Asia



Whispers have been circulating around the Asian markets for much of this year, warning of a deep recession within the region over the coming 12 months. With the terror strike on the US in September and the resulting collapse of US consumer confidence, this now seems a distinct probability. Indeed, some worried bankers even talk about a potential crisis similar to that which rocked the region in 1997–98.

If the Asian crisis taught bankers anything, it is that credit risk is crucial in

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