Miguel Angel Gavilan-Rubio
Miguel Angel Gavilan-Rubio is a PhD research student and senior graduate teaching assistant at the University of Essex in the United Kingdom. He obtained his degree in Economics at Universidad Complutense de Madrid in 2012 and finalized his Master in Economics with specialization in monetary and financial economics, with summa cum laude, at the same university in 2013. In 2014, he accomplished a Master in Macroeconomic Policy and Financial Markets, with distinction, at Barcelona Graduate School of Economics, where he worked with Dr. Luca Gambetti. Currently, he is finishing his PhD in Economics at the University of Essex, where he works with Dr. Stefan Niemann. He worked in Research and Public Policy division at Grupo Banco Santander between 2011 and 2012, and participated in the 2016 Summer Internship in the Payment Systems Research Division at Banco de Mexico, where he analysed the existence of structural changes in the Mexican payment system. His main research interests are macro-econometrics, macroeconomic policy and the effects of monetary policy on the monetary transmission mechanisms, focusing on the dynamics in the banking sector.
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This paper identifies the determinants behind the dynamics of the real-time settlement payment system in Mexico, SPEI, during the period January 2005–December 2015.