Christian Lohmann holds the Junior Professorship in Managerial Accounting and Control at the Schumpeter School of Business and Economics, University of Wuppertal. He received his PhD in business at the Munich School of Management, LMU Munich. His current research focuses on risk management and management control. He is also interested in performance measurement and corporate governance.
This paper uses data on consumer credit along with generalized additive models to analyze nonlinear relationships and their effect on predicting the probability of default in the context of consumer credit scoring.