The continued credit crunch has been the highlight of 2008 so far in our field of corporate restructuring and insolvency. The continued absence of liquidity has exposed problems at most banks and forced them to change the way they do business. We have seen widespread debt downgrades, requiring far-ranging restructurings across many businesses. The various fund blow-ups are directly related to the new conservative and prudent attitude of banks towards lending. The credit crunch has not as yet

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