Credit card rate cap would cut NII by over 40% at top lenders
Synchrony, Capital One and Amex face steep losses under Trump’s proposed 10% ceiling
The US president’s proposed cap on credit card interest rates would hit Synchrony and Capital One hardest among top US banks, Risk Quantum analysis shows.
Under a scenario in which card lenders saw their average credit card yield fall to 10% – the most favourable outcome from the banks’ perspective – Synchrony would suffer the largest decline from its current average yield of 22.6%. Capital One
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