EU life insurers’ solvency ratios decay in first half

Aggregate SCR ratio for life undertakings down 9%, Q2 2018–Q2 2019

The solvency capital requirement (SCR) ratios of European insurance companies eroded in the first half of 2019, largely because of persistent low interest rates in the eurozone.

Data from the European Insurance and Occupational Pensions Authority (Eiopa) shows the aggregate insurer SCR ratio was 234% in Q2 2019, down from 242% in Q4 2018. For life insurers, the fall was greater, to 205% from 229%. Non-life undertakings saw their aggregate SCR ratio climb slightly to 248% from 246%.


Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here