Cyber insurers under fire over lax underwriting claims

Loss data becoming more granular and diverse, but critics highlight pricing inconsistencies among underwriters

These should be the best of times for cyber insurers. Soaring demand for their product coupled with increasingly sophisticated modelling of potential threats ought to mean coverage is more widespread – and more accurately priced – than ever before. But the increase in competitiveness between insurers these dynamics have driven has not been wholly positive for the market, many argue; in fact, many say underwriting standards have gone into reverse.

In the past, insurers often hired external teams

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