Credit veteran tackles opacity in peer-to-peer lending

PeerIQ CEO Ram Ahluwalia shines a light on the world of peer-to-peer securitisation

Lending money
Out of the shadows: data provision is key to success of P2P securitisation, says expert

One of the cardinal rules of investing, as the mutual fund manager Peter Lynch famously put it, is to invest in what you know. It's an adage that investors in non-bank consumer loans would have done well to remember.

Lured by the promise of outsized yields, hedge funds and banks have been securitising consumer loans made by online platforms and holding on to the riskiest tranches themselves – with little understanding of what they were buying, much less how to value it. There are no prizes for

To continue reading...

You need to sign in to use this feature. If you don’t have a Risk.net account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an indvidual account here: