TD Bank looks to build market share

A consistent culture

Brian Smith

The financial crisis hasn’t all been doom and gloom. Some firms have taken the opportunity to snap up stricken rivals and increase market share. But that comes with challenges of its own – not least, creating a consistent risk culture across the group.

TD Bank, the US retail banking arm of Toronto-based TD Bank Financial Group, has had to face this issue on several occasions over the past three years. The firm acquired New Jersey-based Commerce Bank in March 2008, and followed that with three

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