Basel IIBetter for everyone?

Initially, it will apply to only about 20 of the largest US banking organizations, while the remaining institutions will continue to comply with the existing Basel I capital requirements.

Under the new requirements, banks will decide, with regulatory approval, how they will allocate their capital based on the application of internal risk metrics. Federal Reserve chairman Alan Greenspan recently told the Senate Banking Committee that the accord would make US banks “stronger, safer and

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