A natural progression?

The Asian Development Bank’s (ADB) latest estimates of the volume of assets insured against catastrophe risk is less than 0.5% in China, India and the Philippines. Yet the volume of insurance losses and the human impact of catastrophes in Asia is far higher than elsewhere in the world, according to statistics compiled by Swiss Re (see table 1). The economic damage caused by catastrophes is also huge compared with the insured losses.

As such, it is increasingly acknowledged that significant value

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