A light touch


Rating agencies have come under fire for their role in the credit crisis, and have been accused of reacting too late to changes in credit market conditions. But the sector has received some support from at least one quarter - the International Swaps and Derivatives Association. Isda's chairman, Jonathan Moulds, concedes the agencies may have struggled to keep pace with innovation in the structured credit market, but argues many investors had come to depend too heavily on ratings.

"I think firms

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