Journal of Operational Risk

Capital charges for operational risk in the Indian banking sector: alternative measures

Romar Correa, Swati Raju


We present estimates of operational risk capital charges for Indian banks using two Basel II approaches, namely the basic indicator approach and the standardized approach, as well as two alternative approaches, the cost-to-asset ratio and the cost-to-income ratio. We find that a substantial proportion of the additional capital requirements fall to public sector banks rather than private sector ones.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here