Credit Crunch!

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Pension funds and their investment managers spend the majority of their valuable time looking at ways of achieving outperformance in the funds they are responsible for.

Like hamsters on a wheel, they constantly ask themselves the same questions: should I be on this part of the curve or that part? Should I be overweight or underweight this sector? Should I switch from this credit to that credit?

This is how they earn their money: their ability to understand and analyse the market, and generate

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