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The weight of blame

The public's perception of banks has hit rock bottom, and politicians have pounced on the opportunity provided by the crisis to increase their own popularity. So banks face not only loss of business but also increased regulation.

Land of giants

Canada's banking community comprises a small group of very large banks. Working together, and with their sole, principles-focused regulators, this tightly-knit, risk averse group has avoided the worst of the financial crisis and taken internal op risk…

All in his stride

Hamish Lock had to hit the ground running when he became head of op risk at Bank of Montreal just over a year ago. But taking on a new risk role amid a global financial crisis hasn't fazed him, and he is already well on the way towards achieving his new…

Future planning

Deloitte and Credit Suisse have made particularly strong showings in Life & Pensions’ third annual insurance rankings, after a long and difficult year in which insurers have been busily preparing for the implementation of Solvency II. Andrew Sheen reports

Open for hedges

India’s insurance sector has long been hamstrung by its inability to use equity derivatives. This is about to change with the country’s insurance regulator set to relax the rules on derivatives. But are India’s insurers ready for synthetic instruments?…

Health kicks

The US pension sector is having to cope not just with the increased cost of retirement provision but also the attendant healthcare obligations many schemes are under – liabilities that must now be accounted for upfront. Andrew Sheen reports

Institutional memory

Ninety-year-old TIAA-Cref is one of the US’s oldest providers of retirement services and came into the financial crisis with experience of past crises galore. But did history help it when the crunch bit, and how will its business model learn from this…

Turbulence in Taipei

Taiwan has a reputation as one of Asia’s more open financial markets. But a Supreme Court ruling last year that raised concerns about the enforceability of close-out netting and new regulatory changes that have impeded the ability of banks to offer…

Drastic action

Authorities at the centre of the financial crisis are prescribing more regulation and more capital as appropriate measures to prevent a similar calamity in the future. But a study released this month by Japanese think-tank, the National Institute for…

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