Crossing the Border

Albert Einstein once said: "Technological change is like an axe in the hands of a pathological criminal." Were the physicist alive today, he might apply that analogy to the Markets in Financial Instruments Directive (MiFID), which promises significant regulator-mandated technological changes to the European capital markets industry.

The question is whether or not the efforts and considerable investments that the Directive demands will help stimulate economic growth as intended. There will be

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