Ashish Dev, head of risk solutions at Cleveland-based bank Keycorp, is a man with a vision. Last month, he gave a presentation to the board that outlined a plan to reorganise the internal structure of his group to focus on enterprise-wide credit portfolio management. Dev wants to take a portfolio approach to measuring and understanding credit risk across all business units to make lending as efficient as possible. Central to this is the use of securitisation, in the form of collateralised lo
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