UK law sparks bonfire of ‘unfair’ structured product terms

Obscure provisions in UK Consumer Rights Act could threaten issuance programmes

Legal teams are busy eradicating problematic terms from product documentation

For most people, consumer rights laws are typically relied upon only when trying to return items such as a faulty toaster to a department store. In the UK, however, dealers are fretting that new consumer protection legislation could unexpectedly catch structured products sold to retail clients, sparking a scramble to purge documentation of terms that could be considered unfair, or even to redesign some products entirely.

"If you are not aware of it, you should be. It captures a wide range of

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