Protected equity loans fall out of favour in Australia

"These products are not flavour of the month at the moment," says Adam Cowperthwaite, Hong Kong-based Asia-Pacific head of structured retail products at Credit Suisse. "The put option premium is added onto the base retail lending rate, and the recent lowering of the maximum interest deduction has meant that a large portion of the resulting total annual cost is no longer tax deductible, which makes the structure significantly less tax efficient."

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