The life funds have five different maturities: 2020, 2025, 2030, 2035 and 2040. Each day the asset allocation of each plan is assessed and HSBC Life uses a set of rules to decide how much to invest in protection assets and in performance assets. This dynamic strategy can set the exposure to the performance assets anywhere between 0% to 100%.
At maturity the plan's unit value will be at least equal to the highest price the plan achieved while it was exposed to the tracker. If the exposure of the p