Credit helps US banks’ financials



Growth in client demand for credit products has boosted US investment and commercial banks’ revenues, according to banks’ annual financial results for 2004.

Both Goldman Sachs and Merrill Lynch accredited upticks in their yearly and quarterly fixed-income accounts to a growth in credit revenues, which Goldman describes as “significantly higher”.

Although the banks do not break out the specific amount earned in credit, they do report numbers for their fixed-income businesses – and at least half of

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