A tempting assortment


Capital-guaranteed funds have been one of the most popular forms of structured product in Hong Kong over the past few years. But as the equity market and deposit rates are picking up in the territory, the demand for funds with conservative structures that offer high minimum guaranteed returns has slowed down. According to the Hong Kong Investment Funds Association, the net retail sales and redemption of guaranteed funds, which include both redemptions on maturity and early redemptions, were

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