Is wholesale banking disruption-proof?

Market-making, research and wealth management are all at risk from fintech disruptors, writes Ian Green, in the second of his two articles on fintech and banking

Ian Green is chief executive of eCo Financial Technology

There is a school of thought that wholesale and investment banking is immune to true disruption by financial technology – that the protective complexity of these businesses will give the incumbents time to assimilate new technologies. In a recent report, for example, the consulting firm McKinsey found the majority of fintechs aspire to have financial institutions as their customer, rather than to muscle in and transact with the end-client

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