Insurers grabbing 'structural premiums' as banks step back

The relatively benign impact of Solvency II compared with banking regulation is enabling insurers to take opportunities banks are being forced to miss


Insurers and asset managers are increasingly benefiting from opportunities to profit from short-lived market imbalances as regulation forces banks to scale back trading.

Aviva Investors in the UK, Fosun in China and Berkshire Hathaway and Athene in the US, are among those eyeing openings created by less onerous capital requirements for insurers compared with banks.

"Insurers have significant advantages compared with other investors, particularly post-crisis," according to Paul Fulcher, managing

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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