Imap exposes differences on one-in-200-year risks

Diverging views remain on calibration of stresses


The insurance and banking regulatory regimes are clearly very different. That's certainly the conclusion you would reach from reading the raft of associated regulations. While Solvency II appears to give firms discretion over the scope and design of their internal models, the banking regime largely prescribes the structure of the model. The ability of individual banks to calibrate their model could be thought of as being more akin to an insurer's option to set ‘undertaking specific parameters'.

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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