The life insurance sector is facing an identity crisis. Depressed yields on traditional fixed-income assets and heavy regulation – the twin legacies of the financial crisis – have accelerated a re-evaluation of the traditional business model.
The capital-intensive work of providing end-customers with long-term savings and protection products, based on regular premium inflows and embellished with guarantees, is proving increasingly difficult to sustain. Not only are these expensive to administrat
The week on Risk.net, December 2–8, 2017Receive this by email