Life firms set sights on asset management

Insurers are making changes to outmoded business models


The life insurance sector is facing an identity crisis. Depressed yields on traditional fixed-income assets and heavy regulation – the twin legacies of the financial crisis – have accelerated a re-evaluation of the traditional business model.

The capital-intensive work of providing end-customers with long-term savings and protection products, based on regular premium inflows and embellished with guarantees, is proving increasingly difficult to sustain. Not only are these expensive to

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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