The longevity challenge of care annuities

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Movements in life expectancy are by their very nature slow paced; the general consensus is that developed economies saw life expectancy increase by about three years during the past two decades. But even at this pace improvements in longevity have been – in tandem with accounting changes – one of the main drivers ending the defined benefit pension models.
Promises made at a time when retirees could expect a post-retirement lifespan of a decade at most became very expensive when improvements in

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