Actuaries stress uncertainty in predicting mortality as death rates plummet



Mortality rates in the UK have nose-dived by up to 33%, according to the latest report from the Continuous Mortality Investigation (CMI), a research body run by the UK Actuarial Profession, surveying mortality over the 1999-2002 period. The report, which showcases new stochastic projection techniques for actuarial modelling, comes at a time when life and pensions companies across Europe are increasing their longevity risk reserves.

The number of men aged 65 expected to die within one year has

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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