State of reform

State Pensions


Desperate to regain control of the economy, governments all over the world have been embarking on costly tax-cutting and financial restructuring programmes. While the tangible benefits of this have yet to be felt, the costs are becoming all-too-obvious: gaping holes have started to appear in the balance sheets of some of the world's largest economies.

The International Monetary Fund estimates the G20 group of most-developed nations will spend as much as 1.5% of GDP on recovery measures this year

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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