David Humphrey

David Humphrey held the Eminent Scholar Chair in Banking at Florida State University for thirty years and is currently retired. Prior to that, he was an economist, Section Chief and Assistant Director in the Research Division at the Federal Reserve Board and later an economist at the Federal Reserve Bank of Richmond for a combined sixteen years. During his time at the Fed and as an academic, he worked on a mix of issues such as measuring bank scale and scope economies, assessing bank competition and productivity, as well as investigating payment instrument use, costs, and substitution, plus modeling and assessing payment settlement risks on large value payment networks. He received his Economics Ph.D. from the University of California, Berkeley.