At Lloyds, more loans miss repayments as they exit moratoria

Majority of delinquent loans are mortgages

Almost a year since the Covid-19 pandemic first hit the UK, Lloyds has lifted payment holidays for £66.6 billion ($94 billion) of loans. But 5% have since fallen into delinquency.

As of this February, £3.6 billion of loans that had exited moratoria have skipped repayments, up from £2.4 billion as of October 2020. The majority of these – £3.1 billion – are mortgage loans, representing 2,400 customers. Lloyds had £277.3 billion of loans outstanding in its open mortgage book as of end-December.


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