Hammers and nails

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It is often said that if your only tool is a hammer, every problem looks like a nail. We are all captive to our history and training in ways that constrain our thinking and our approach to problems we face. Techniques and skills we have mastered are both psychologically comfortable and appealing when confronting a new challenge. Unfortunately, these techniques are never appropriate for all situations and applying them inappropriately can be both misleading and dangerous. I fear financial risk ma

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