RBI’s revised securitisation guidelines could ‘kill’ Indian market

The latest Reserve Bank of India revised draft guidelines for securitised transactions released late September have drawn criticism from market participants for being far too restrictive, with one lawyer saying the rules in their current form would "nearly kill" securitisation in the country


The Reserve Bank of India (RBI) released its Draft Revised Guidelines on Securitisation Transactions on September 27, after considering feedback from banks and other market participants on the original draft guidelines released in April 2010.

The latest revision to the draft guidelines were welcomed by some bankers that had sought clarity on the minimum holding period (MHP) and minimum retention requirement (MRR) for Indian banks relating to securitised loans. However a number of observers

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