House of cards? The $3 trillion (non-systemic) real estate risk

Regional banks share the bulk of US commercial real estate exposure, but the sector’s downturn doesn’t faze them

Credit: Avpics/Alamy Stock Photo

The US commercial real estate slump might reasonably be expected to unsettle regional banks with a collective multi-trillion-dollar exposure to the sector. But some of the most exposed banks – and several of their regulators past and present – aren’t unduly rattled.

Take Oregon-based Umpqua Bank. It has the third-highest CRE exposure among banks with over $50 billion in assets. Its portfolio of over $10 billion in CRE loans exceeds 300% of its core capital – the threshold at which longstanding

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

Most read articles loading...

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here