Asset and liability management: the nerve centre of modern banks

A robust and profitable balance sheet is the aim of asset-liability management (ALM), alongside the ability to withstand different stresses in the economic environment and result in customer reactions to it. The role of ALM is to uncover risks and prepare banks for sudden changes in market factors and uncharted volatility. But ever-evolving regulatory and compliance mandates can be complex and challenging. Therefore, a multiple-view approach to ALM, including the different dimensions of risk, regulations and finance within the organisation, is key. Today cloud-powered next-generation technology can be an innovative ALM partner for banks to optimise their positions and outperform under multiple regulatory constraints.