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Johannes Minho Roth, FiveT Capital

Investment decisions based on 'what everyone does' or on what is parroted from overly optimistic broker recommendations rarely lead to success. If you decide to ride the wave, keep a close view and be sure to know when to get off, especially when people tell you the wave is so strong that it will simply overrun any obstructions lurking under the surface. Last year's waves of bad debt depreciations

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