No time to lose...

Software to support operational risk management is no longer simply a nice a thing for a major bank to have, but is now an essential requirement in the wake of the new Basel capital accord, which takes effect in 2004.

The choice now facing a leading bank is whether to build its own system or buy one. Either way, the time to start is now, and it will involve more than simply creating an operational loss database.

Basel II, the new accord drawn up by the Basel Committee of banking supervisors fr

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