Enrique Jiménez-Rodríguez is Senior Lecturer of Financial Economics and Director of the MSc in Finance and Banking at Pablo de Olavide University of Seville. He has a PhD. in Finance and main researcher of the project on “Good Practices in Risk Management”. He has developed part of his professional activity in the enterprise, acting in positions of the financial management. He also has extensive experience in the field of consulting and analysis of the risk management. He began his academic career with a research grant from the Ramón Areces Foundation. He has also worked as a researcher at the Institute of Statistics and Cartography of Andalusia (IECA). He is the author of numerous articles on financial matters, specializing in risk management. The results of his research have been proven and endorsed in forums of recognised prestige: the Financial Management Association (FMA), the European Financial Management Association (EFMA), the Multinational Finance Conference (MFC), among others. As a result of the research carried out, he was awarded with the International Risk Prize, established on the occasion of the 150th anniversary of Banco Santander, as well as the prize for the best Doctoral Thesis by the UCEIF-Banco Santander Foundation and has won the 2013 and 2016 research award from the Foundation for Financial Studies (FEF) and the Spanish Institute of Financial Analysts (IEAF).
In this paper, the authors address the issue of an efficient people-risk capital allocation for financial institutions.