Disruptive technology could leave regulators behind – Stanworth

Focus on historical data is out of step with speed of change, says head of L&G Capital

Paul Stanworth, Legal & General Capital

Drones, social media and wearable technology are transforming insurance so fast that rules based on backward-looking information will soon look out of date, according to Paul Stanworth, managing director at Legal & General Capital, part of Legal & General Group.

So-called disruptive technologies are already changing insurers' liabilities, but the data firms will need to weigh new risks is held outside the industry – largely in technology companies such as Facebook and Google, he told delegates

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