Theory to practice - Book review: Longevity Risk

Theory to practice


Actuarial discussions over life expectancy often contain an air of black humour. Heavy mortality (people dying earlier) is good for those managing liabilities, whereas light mortality (a lower-than-expected number meeting their maker) has the opposite effect. The unspoken subtext is what is good for the general public, such as advances in medical science and smoking bans, is bad for the insurers and pensions funds that have to foot the bill for increased life expectancy.

And the bill for this is

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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