Articles by Aayush Gugnani
The creation, credit risk and performance of fintech credit: peer-to-peer lending in Canada
The author analyzes the trade-off between credit risk and financial performance within the Canadian peer-to-peer lending market, examining how borrower characteristics and platform-assigned credit grades influence loan survival outcomes.
An econometric investigation on the stability of stablecoins: are these coins stable or is their stability just a flip of the coin?
The authors investigate the volatility dynamics of US-dollar-backed stablecoins, challenging the assumption of inherent stability using a multilevel econometric framework.