Ahead of the pack



Kookmin Bank, Korea's largest lender, with a household loan portfolio of 85.5 trillion won ($91.9 billion), is becoming a market leader across Asia, as well as domestically, in terms of economic risk management and Basel II preparations. Its risk management group, led by chief risk officer Don MacKenzie - a Goldman Sachs alumnus who has been at Kookmin Bank for seven years and in his current position for five of those - has spearheaded these efforts.

Despite the firm's large counterparty risk

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