Dutch banks take a new look at risk

It has been a turbulent year for the Dutch banking and financial sector, marked by break-ups, painful restructurings and closures. Among the major events, on October 26 ING, under pressure from the European  Commission, announced it was splitting up its insurance and banking businesses. The move meant the end of ING’s global ambitions and was the last nail in the coffin of its well-established model for a bank-insurer conglomerate. A few weeks earlier, the small DSB Bank had been declared bankru