NPR updated to include the standardised approach

After pressure from the industry, the standardised approach has now been included in the NPR.

Comments are being sought for proposed rules on Basel II. The rules were updated by the FDIC yesterday to request comments on using the standardised approach.

“The agencies have responded to certain requests from the industry to seek comment on alternative risk-based capital approaches, and have clarified that in evaluating credit risk, banking organizations should not rely on the possibility of US government financial assistance, except for the financial assistance that the government has

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