Federal Reserve outlines future action on sub-prime market

- John Rumsey
- 22 May 2007

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An upcoming Home Ownership and Equity Protection Act (HOEPA) hearing, in June, will be used to gather information on how the Federal Reserve Board might use its rulemaking authority to curb abusive lending practices in the home mortgage market, including the subprime sector. Further, proposed subprime guidance will apply to all depository institutions, their subsidiaries, and to non-depository affiliates. In March, the agencies issued a proposed Statement on Subprime Mortgage Lending. Sandra

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