Investec Guaranteed FTSE Plan given facelift

The five-year plan uses the same formula and the first option pays out 50% while the second option pays out 15% minimum or 35% at maturity.

Investec has also brought out seven other plans. The Guaranteed five-year FTSE 100 Kick-out Plan 4 offers two options. Option one will pay out 8% a year and can kick out in year two, three, four or five provided that the FTSE is at or above its initial recorded level. Investors will accumulate 8% for each year that the plan is in force should the index fail