Maria Rocha Sousa was born in Penafiel, Portugal, in 1980. She received her MSc degree in Mathematical Engineering, in 2007, and her BSc in Mathematics, in 2003, from the University of Porto, Portugal. She is currently a PhD student in Finance, at the University of Porto, Portugal. She is the Coordinator of the Analytics' team in the Credit Department of a major Portuguese bank, being responsible for monitoring, developing, and implementing models in the areas of credit risk and profit-driven decision-making. Her main interests are Credit Risk Dynamic Modeling, Stress-testing, Optimization and Pricing Modeling, in the context of International Financial Regulation.